Inputs
Enter monthly numbers (or any period, as long as you stay consistent).
Before taxes/deductions.
Withholding, insurance, retirement, etc.
If filled, net income will be used directly.
Different sources use different denominators.
Rent, loan payments, subscriptions.
Food, transport, shopping, etc.
Anything you want to track separately.
e.g. 20 means 20%.
Fill inputs, then click Calculate.
Notes
• Savings = net income − total spending.
• Net income = (net input) or (gross − taxes & deductions).
• Savings rate can be defined using net or gross income as the denominator.